Looking After Your Pennies is an eco-friendly personal finance blog written and managed by Charlotte Jessop.
I write on a variety of topics including frugal lifestyle, eco-friendly living, money-making ideas, and generally how to make your money go further.
My aim is to help you create your money success story whether you need to embrace a frugal lifestyle or start your own business.
But we do this with one eye on the environment. I will guide you to make strong financial decisions, but without further consequence to the planet.
Whatever stage you are at, Looking After Your Pennies is here to help.
Freebies
Saving Money
- 15 Ways To Save Money On Electricity At Home
Today we’re going to talk about 15 ways to save money on your electricity bill. I also have a post on how to save money on water and how to save money on gas. Let’s getting started with reducing your electricity bill. 1. Energy-Efficient Appliances First up, consider investing in energy-efficient appliances. Appliances with a… Read more: 15 Ways To Save Money On Electricity At Home - 20 Ways To Save Money On Gas At Home
Here is a list of 20 different ways to save money on gas at home. I also have tips on how to save on water and electricity at home too. Now let’s get started on these money saving tips. 1. Efficient Heating Systems Regularly servicing your boiler and bleeding your radiators can ensure they work… Read more: 20 Ways To Save Money On Gas At Home - Financial Planning As A Couple
Let’s delve into the world of Financial Planning as a couple. It’s a topic that can stir up many emotions but addressing it head-on can pave the way for a stable and secure financial future. So what are the best ways to get started? 1. Start the Conversation It might not be the most comfortable… Read more: Financial Planning As A Couple - Your Money Mindset Is RUINING Your Finances!
Everyone has their own history and relationship with money, which effects their money mindset. Most people don’t ever think about it but the way you feel when you spend or save and the way you think about an unexpected expense plays a massive part in your personal finances. Unfortunately many of us will make bad… Read more: Your Money Mindset Is RUINING Your Finances! - 10 Ways To Save Money On Your Water Bill
Today we’re going to talk about ten ways to save money on your water bill. I also have some posts on ways to save money on your Electricity Bill or Gas Bill, that you might like. Let’s get started with ways to save money on water. 1. Fix Leaks It might sound obvious, but many… Read more: 10 Ways To Save Money On Your Water Bill - 5 Personal Finance Lies You Tell Yourself
I’ll go through five personal finance lies you tell yourself and discuss how harmful they can be, and give you a few tips on how to learn from them and make smart financial decisions moving forward. It’s easy to get misguided advice when it comes to money, and the truth can often be hidden. Let’s… Read more: 5 Personal Finance Lies You Tell Yourself
Making Money
- Financial Planning As A CoupleLet’s delve into the world of Financial Planning as a couple. It’s a topic that can stir up many emotions but addressing it head-on can pave the way for a stable and secure financial future. So what are the best ways to get started? 1. Start the Conversation It might not be the most comfortable… Read more: Financial Planning As A Couple
- Your Money Mindset Is RUINING Your Finances!Everyone has their own history and relationship with money, which effects their money mindset. Most people don’t ever think about it but the way you feel when you spend or save and the way you think about an unexpected expense plays a massive part in your personal finances. Unfortunately many of us will make bad… Read more: Your Money Mindset Is RUINING Your Finances!
- 5 Personal Finance Lies You Tell YourselfI’ll go through five personal finance lies you tell yourself and discuss how harmful they can be, and give you a few tips on how to learn from them and make smart financial decisions moving forward. It’s easy to get misguided advice when it comes to money, and the truth can often be hidden. Let’s… Read more: 5 Personal Finance Lies You Tell Yourself
- 12 Personal Finance Lessons That Changed My Life
If you’re looking for ways to transform your finances, you’re in the right place! Join me as I share the 12 personal finance lessons that changed my life and helped me become financially free. Learn all the tips and tricks so you can achieve your financial goals too! Doing the right thing with your money… Read more: 12 Personal Finance Lessons That Changed My Life - Starling Virtual Card Explained
Starling Bank has just released a new virtual card. It’s completely virtual and sits within your current account. What does that mean and what difference does it make? Well I think it’s pretty exciting and let me explain why. What Is A Starling Virtual Card? The virtual card is linked to a space in your… Read more: Starling Virtual Card Explained - Read This Before Setting Your Financial Goals – 5 Resolutions For This Year
This is the year that you will set the right financial goals. Achieving the things you want to do and managing your money the way you have always wanted. To start this journey you need some financial goals to work on. Here are the top 5 financial goals and tips on succeeding on every one… Read more: Read This Before Setting Your Financial Goals – 5 Resolutions For This Year
Investing
- 12 Personal Finance Lessons That Changed My LifeIf you’re looking for ways to transform your finances, you’re in the right place! Join me as I share the 12 personal finance lessons that changed my life and helped me become financially free. Learn all the tips and tricks so you can achieve your financial goals too! Doing the right thing with your money… Read more: 12 Personal Finance Lessons That Changed My Life
- Investing made EASY with &me: A nice place to invest your money – AD
[AD] Are you looking for an easy and hassle-free way to invest your money? &me is an investing app that makes it simple and straightforward for you to start investing your money. With a tagline of “A nice place to invest”, &me is the perfect solution for people who want to start investing without having… Read more: Investing made EASY with &me: A nice place to invest your money – AD - Get started with investing: the different types of investment accounts -AD
#AD Investing your money is a smart decision, but with so many options available, it can be difficult to know where to start. In this blog post, we will take a closer look at the different types of investment options such as ISAs, pensions and General Investment accounts, and then introduce you to &me, an… Read more: Get started with investing: the different types of investment accounts -AD - 5 reasons women are scared to invest (and how to get over it) – AD
#AD Women are not investing as much as men. In fact, just 10% of women own a stocks and shares ISA compared to 17% of men. The sad thing about this is that women are missing out on the potential returns. In partnership with new app Dodl by AJ Bell, this article will look at… Read more: 5 reasons women are scared to invest (and how to get over it) – AD - Different Types of ISAs Explained
Today I’m covering a topic that I get asked about a lot. What are the different types of ISAs and which is the best type for you. Luckily, we have lots of different options available to us on this front, but that doesn’t make the decision about which ones to get any easier. If anything… Read more: Different Types of ISAs Explained - How to buy Bitcoin
It feels like all I’ve done this year is complain about the weather and talk about cryptocurrency. In this weird pandemic world, I am just grateful that we have had something to talk about and keep us busy. But what do you do if you decide that you want to buy bitcoin? First up, a… Read more: How to buy Bitcoin
Eco-friendly Living
- Old Fashioned Frugal Living Tips
In today’s society, it can be easy to get caught up in wanting the latest and greatest of everything. We live in times of convenience and having everything we want delivered to our door at the click of the button can make old fashioned frugal living feel alien. But old fashioned frugal living is the… Read more: Old Fashioned Frugal Living Tips - 25 Frugal Living Tips for the Eco-Friendly
When I started Looking After Your Pennies, I always wanted it to be about money but with an eco-friendly twist. I believe there is power in how we use our money. We can use it to change the world for better or worse. Therefore I love that so many frugal living tips work for the… Read more: 25 Frugal Living Tips for the Eco-Friendly - Kitchen Organisation For The Eco-Friendly Home
Who doesn’t love an organised kitchen eh? Knowing where everything is and being able to lay your hands on it quickly. You can do this with an eco-friendly kitchen too. There are lots of ways you can organise your kitchen to be efficient whilst using eco-friendly products and solution. I’ve used a lot… Read more: Kitchen Organisation For The Eco-Friendly Home - Grow New Food From The Food In Your Fridge
Recently, I found myself wanting to fill my home with house plants. I think that a large part of this was social media and I was being severely influenced. Anyway in my pursuit of cheap house plant solutions, if found that there are a whole load of foods that you can grow from the… Read more: Grow New Food From The Food In Your Fridge - A Complete Guide To Cloth Nappies
If you are an eco-friendly type with a baby on the way, or maybe even a parent with a newfound love of the environment, then you might want to think about cloth nappies. There are lots of eco-friendly baby products on the market. But cloth nappies or reusable nappies, are one of my favourites.… Read more: A Complete Guide To Cloth Nappies - 8 Great Eco-friendly Products You Can Buy On Etsy To Support Small Businesses [AD]
[AD] In these hard financial times, many small business and self-employed sellers are struggling. Etsy is a hub of creativity and made almost entirely of independent sellers. That’s why Etsy recently launched its #StandWithSmall to encourage buyers (or at least those of us still able to earn money) to buy from the little guys.… Read more: 8 Great Eco-friendly Products You Can Buy On Etsy To Support Small Businesses [AD]