Saving Money

Our dishwasher broke a little while back.  It was making some funny whirring noises that had the husband and I convinced that it could work, but ultimately left scratching our heads.  Although we are both some what lacking in the DIY and technical skills needed, we LOVE having a go at household repa… Read more

Christmas has officially started for me!  My Christmas shopping has started and I’m already stockpiling food for the big day.  The other day I spent most of the morning singing Mistletoe and Wine.

As much as I love Christmas, the thought of it does make me sweat a little.  It’s … Read more

I realise that this may be controversial.  Some people may read this and disagree.  But our goal is not financial independence.  At least, it is not on the cards for us right now.  Instead, we are working on a slightly different situation.

For us, we are working on financial stability.  T… Read more

The day my husband and I fully stocked our emergency fund, it was like a weight had been lifted off our shoulders.  Suddenly, we were financially prepared for every eventuality that would come our way.

For most of my life, and definitely most of my adult life, I have always had some savings.  T… Read more

We’ve all got things that we want to save for.  Whether we are looking to boost our emergency funds, save for that dream holiday, get a deposit for your first house or just to prove you can.

It is my belief that everyone is capable of saving.  And I believe that you should be saving money even if … Read more

This is a guest post by Patricia Sanders.

Debts can create havoc in your financial life; even a little bit of debt is as harmful as venom. You have to keep up your debt payments, otherwise, your credit score will suffer.

On the other hand, if you have a large amount of debt, you have to work … Read more

When it comes to saving money and living a frugal lifestyle my children are not exempt.  Although much of what we are doing in terms of looking after our money is for the benefit of our children, we do feel it necessary to spend excessively on them.

My husband and I have made huge changes in our liv… Read more

A couple of months ago I wrote a post about four extreme frugal living steps I had taken and asked my readers if they would dare to go as far.  With a change to my working hours having an impact on my budget, it got me wondering if I could go further.  Were there frugal steps that I hadn’t thought abo… Read more