I’ll be honest!  I opened an account with Monese because they had a lovely little sign-up bonus running at the time.  That’s since changed (although there is still a bonus), but there are plenty of reasons to stay with Monese.   Let me talk you through the reasons why signing up with Monese is a great idea and what you stand to gain.   What is Monese? Monese is one of many mobile online bank accounts.  Download an app on to your phone and you’ll manage your accounts from there.   You’ll be able to do all the things you can do with any other bank account, like pay in money or withdraw it from a cash point.  You’ll get a card and you’ll be able to use this to spend in shops and restaurants or wherever you like really.   What are the requirements to open an account? Unlike…

Yay!  December is here.  This means that I can listen to Christmas tunes constantly for the next 25 days, eat as much as like as long as I follow it up with “it’s Christmas!” and start my Christmas movie binge.   Hopefully by now, you’ve got your Christmas budget sorted and you’ve side hustled your last side hustle for the year.  Perhaps you are one of those organised types who has actually bought wrapped all of their presents already.   Or maybe you are like me, hoping that the kids aren’t going to realise that it is Christmas and that you can delay it until March for a couple of extra months to get organised.   Whatever your situation you deserve some Christmassy treats.  And that is why I am so delighted to bring you this fantastic giveaway that is bigger and better than before.   Grab a mince pie…

[AD]  We all know how much I love Quidco.  Way back when I started this blog, I wrote a post called the Beginner’s Guide to Quidco and more recently How to Boost Your Quidco Cashback.   But Quidco keeps coming up with ways to impress me.  Their latest release is pure brilliance and will save you a lot of time, effort and money.   Let me introduce to you:  Quidco Cashback Reminder!  It is a Chrome extension that will make earning cashback on Quidco much easier.   Installing the Extension First up, follow this link.  It will take you straight to the Chrome webstore.  Here you click the button, shown in the image below that says “Add to Chrome”. Chrome will then install this extension and you will find a little Quidco symbol next to your search bar.  This is where the magic happens.   Quick Searching So, what does…

This post is written in collaboration with Make A Will Online   It is not something that we like to think about really.  Personally, what happens with my money after I am gone is not going to impact me much.   However, I know that it could make a huge difference to my family.  That is why I have finally taken the time to create a will.  And, it was so easy I wish I’d done it sooner.   Why should you get a will? Over half of all parents in the UK don’t have a will.  Not only does this potentially leave your children at risk but it also means that you won’t have a say in what happens to your money.   This is particularly important for unmarried couples who would want their partner to inherit.  Under the rules of intestacy, without a will, they would receive nothing.…

A little while back I had a moment of realisation about this blog.  It felt like for a long time I had been trying to “fit in with the crowd.”   There are a lot of fantastic bloggers out there writing about their debt-free journey, saving for a mortgage or aiming for financial independence.  Although I resonate with a part of their stories, I feel like mine is a little different.   For the last couple of years, my husband and I have been saving to take our family around the world.  But on two part-time incomes from very average jobs.   We haven’t rejected goals to pay off our mortgage, achieve financial freedom or to stay debt-free, but we have made this our focus in the short term.   Although our goal may be a little different, the steps we have taken to get where we now are very…