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With so many businesses out there trying to capture a slice of the market, may are turning to word of mouth marketing, aka refer a friend schemes. This relies on you telling your mates how great they are. Whether you are looking for refer and earn apps, referral programs that pay cash or those that offer free stuff, I’ve got them all!
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Best UK Refer A Friend Schemes To Make Money
What is better than making money from a referral code or link? You literally get paid for referrals. There are several good ones out there and these are my favourites.
Profit Accumulator
If you are into matched betting and already using this site then you should definitely take advantage of their recommend a friend scheme. (If you haven’t tried matched betting and want to make £45 from a free trial, then check out my matched betting for dummies guide.)
It is a simple system where you give your mate your unique code. They enter this during the sign-up process, and this links them to you.
31 days after they have made their first subscription payment you will get £25. What is better is that they get £25 too. Naturally, there are Ts&Cs, so make sure you check them out.
Get started yourself here (there’s the potential to make A LOT of money from matched betting so I recommend it anyway) and once you are up and running you can refer all your friends too.
OhMyDosh
Not only is OhMyDosh a great way to make some extra money but their refer a friend programme is pretty damn good too.
OhMyDosh gives you a link to share with your friends however you like. Once your mates have signed up and earnt their first tenner you will receive an extra £5 bonus.
To encourage your friends to sign up, OhMyDosh offer them an extra £1 to their pot when they use your link. Get this for yourself by signing up with my link. On top of all the money they can earn through the site anyway, they’ll have a hard time NOT signing up.
20Cogs
20Cogs is similar to OhMyDosh in that you earn money for signing up to offers, but there is a subtle difference. You must complete 20 of these offers to get your money.
It is easy enough to work through the offers, but the best bit is the £20 bonus you get for referring your friends. AND THAT’S NOT ALL, you get 5% of everything they make on 20Cogs FOREVER!
Personally, I think this is a cracking refer a friend scheme, but you might need to keep your friends motivated to make it all the way through the 20 offers.
Quidco
If you can find someone that isn’t using cashback sites, then send them this article and get them to sign up to Quidco.
Using your Quidco link you can make £25 and your friend £5. They have to get £5 cashback, but that should be easy enough and then you’ll both get your money.
If you are not yet using Quidco then you can sign up with my link and you’ll get your bonus £5 for getting started.
TopCashback
Top Cashback is very similar to Quidco. It worth checking them both when looking for cashback as one might have a slightly better deal than the other.
Top Cashback’s referral programme actually pays you slightly better than Quidco. You can get £30 per friend with this site.
Again you can sign up as many friends as you like and as long as they make £10 in cashback you’ll get your money. You can get started with Top Cashback through this link.
My Money Pocket
Another cashback site, like the two above, gives you £5 for every friend that you refer after they’ve earned £10 in cashback. Send them your link and encourage them to use the website to save money, and you’ll soon be cashing out your £5. Get started here.
Lebara Mobile
Not only do Lebara mobile have some of the cheapest SIM-only deals around (click here to get your free SIM card), but they also have a great referral scheme that you can use to make some money.
When you sign up to their refer and scheme scheme, you’ll get your own unique link to share with your friends. If they get their free SIM card, and sign up to one of their plans, then you get some money. You could earn between £10 and £50 for each person that signs up.
PayPal
PayPal allow you to earn up to £50 by referring up to 5 friends. You will need to send your friends your referral link to get them to sign up though.
To qualify, they will need to send or spend £5 through PayPal.
UK Banks With Refer A Friend Schemes
Not a lot of these around at the moment. Hopefully, they will make a comeback this year.
Monzo
It is back! Monzo gained a lot of popularity with their refer-a-friend scheme and after withdrawing it for a couple of years, it has made a return.
You can get £5 for every friend that you sign up, as long as they make a purchase in the first 30 days. Bonus is that they get a fiver too.
If you are not a Monzo customer, then you can sign up here and get that first £5 for doing so.
American Express
Another great refer a friend scheme but one that is a bit more complicated to explain. This one varies depending on the card your friend ends up getting, the card you have and how many people you have already referred.
Generally, the amount you get goes up with the number of referrals you make. You can get up to £40 per person. But there is a limit on the number of people you can refer each year.
They are generous though and will reward your friend for signing up too. Either with points or cashback. This again varies on their choice of card.
Refer A Friend Schemes Through Apps
Even better than just referring your mates and getting money is referring them to making money from your phone or tablet. These referral deals are all available as apps.
Trading212
This is an investing app, so capital at risk and all that. But they do have a great refer-a-friend scheme. You can use your link with your friends and can both get a free share worth up to £100.
To qualify you’ll need to open an account and deposit £1. You can use my link to get you started (if the link doesn’t work use this code: HXfDZf97), we will both get a free share. Once you’ve done that you’ll get your own link to share with up to 20 friends.
Freetrade
This is an investing app, so capital at risk and all that. But they do have a great refer-a-friend scheme. You can use your link with your friends and both get a free share worth between £3-200. Sign up with this link, deposit £2 and complete your details include the W8-BEN form. The free shares show up on Wednesday.
Once in you’ll get your own refer a friend code, so you can do the same for your friends.
Stake
This one is very similar to Freetrade, but your friend will need to deposit £50 in 24 hours to qualify for the free shares. The free stock will be worth up to $150 but most stocks issues are worth less than $150.
You can sign up here toget your free shareand get start today.
Shopmium
This little app will give you cashback on stuff you buy when you send them a photo of the receipt. They are encouraging you to buy certain products and leave a review afterwards. I have a look on there to see if there is anything that I would normally buy and use it to get a bit of money back.
Their referral scheme will give you £3 per person that you can sign up and there is normally something in it for them too. Cashback on an item such as chocolate.
This is a double win. Download the app and enter my code [j8is74] to get you going. And then start signing people up. Plus you can then start getting some cashback on your stuff too.
Curve
This is a nifty and super convenient app. If like me, you’ve signed up for various different cards then your purse is probably bulging.
Well, Curve provides a solution to that. You link all your cards to this app and they send you ONE card to act in place of the rest.
You can then spend through this card and choose using the app which account you want it to come out of.
What is even better is that you get £5 for signing up and £5 for every person you refer. Use this link to sign up and enter my code: N3MQPMVD for your first £5. You’ll need to use the card to activate it, so I recommend buying yourself an Amazon voucher.
Refer A Friend Schemes For Free Stuff
Money is great but so is free stuff! I’ll take free stuff that improves my life is some way any day. And these companies are producing great products.
Hello Fresh
You can gift your friends £20 off their first Hello Fresh box whilst netting yourself £20 in credit. Occasionally, there is the option to send free boxes too but this normally attracts a lower reward for you.
You will need their email address to be able to send them their code. If you want my code to get £20 off your first box, then send me a email.
Freddie’s Flowers
Now this one isn’t going to make you any money but you can get a beautiful bunch of flowers for free. And they are truly beautiful!
Sign up here, enter my code [CharloJ33] and you’ll get a bunch delivered to your home for free. Then convince your friends to sign up and you’ll keep getting new bunches for free too.
For every friend, you sign up you both get a free bunch. That is an excellent deal. You can cancel the subscription at any time after you’ve received your free bunch, so there’s not a lot to lose.
Simply Cook
A bit like Freddie’s Flowers you aren’t going to get any money from this one. But you can get yourself some free boxes of recipes and spices.
Get your first box for FREE through my link, then refer your friends to get a free box each time.
Simply Cook is a subscription box company that send you all the flavourings and spices that you need to make exciting meals. You just need the basic four or five ingredients and they provide the rest.
Personally, I don’t think they are the cheapest way to flavour your food, but if you are getting them free then they are certainly a bargain.
Know of any more UK refer a friend schemes?
Do you know of any other great refer-a-friend schemes? Let me know by commenting below or heading over to Facebook.
Disclaimer: Remember the information you read here does not represent advice. Any ideas or suggestions are just that and may not work for you. Read the full disclaimer here.
Wow! I didn’t know about any of these! Going to have to do my homework. Thanks for sharing, and for the specifics on each program. Great post!
When I first read the title, I thought this was a negative post about referring friends for things – I think its the ‘scheme’ title. However, when I read through it was more clear! Great ideas and thank you for posting. Right before I wrote this, I shared a link to a referral link for friends to sign up for a race. I get $$ towards a future race it someone signs up with my referral link!
I so did not know that AMEX and so many other companies do this! I am going to refer everyone I know.
That money is there and waiting for you!
Hello, is the monese refer a friend still available? regards
It has changed a bit (post is now updated to reflect this), but it still exists.
I struggled with turning a profit from matched betting because of the time consuming nature of finding and placing the bets, but combining it with the referral scheme might be the key! Appreciate the tip.
I have a co op refer a friend £125 for signing up to a co op bank current account and then switching, (must switch 2 direct debits, pay in 800 pound (this can be in smaller amounts) and make 5 card transactions) and fill in the refer a friend form, contact me if interested:)