A selection of articles focused on saving money.
When it comes to saving money and living a frugal lifestyle my children are not exempt. Although much of what we are doing in terms of looking after our money is for the benefit of our children, we do feel it necessary to spend excessively on them.
My husband and I have made huge changes in our liv… Read more
A couple of months ago I wrote a post about four extreme frugal living steps I had taken and asked my readers if they would dare to go as far. With a change to my working hours having an impact on my budget, it got me wondering if I could go further. Were there frugal steps that I hadn’t thought abo… Read more
This month is my first month as a part time working mum. After my maternity leave ended I decided to that going back full time (like I did after I had my first) was just not going to work for me this time. Therefore I did was I always do in these situations and crunched the numbers. The result was that w… Read more
As sad as it is to think that the summer might be coming to an end, unfortunately all good things do. We have had an excellent summer and have enjoyed a lot of time outside, exploring our garden and the fun activities nearby. However, with the weather changing this means we need to prepare ourselves … Read more
Although now it may feel as though we are still deep in the throes of summer (as teacher I am acutely aware of this), autumn is not too far away. This may seem like a negative but autumn is a magical time of year and it also presents the perfect opportunity to save some money. Take a look at my ways to save … Read more
The Sun is shining, my front lawn has dried to a crisp, and we’ve just had the Summer Solstice so I am asking you this question: “are you financially prepared for Christmas?” Yes I’m being serious!
The big day is less than six months away and with only five pay days (or less) to go it is im… Read more
I might have a mild obsession with books that promise to be life changing. I believe every one of them. I get sucked in. I do all the things they tell me, then convince other people that they need to read them too. I’m always slightly disappointed when other people don’t experience the same … Read more
Have you ever taken a look at your shopping list and thought “why am I buying all this stuff?” Every week we buy items that we think we need. Well, you do! I stopped buying many of these items because I realised they were expensive and unnecessary purchases. If you want to save money, take a l… Read more
If you are one of those people that finds themselves forever without money, then this post might just be what you need to read. In my experience there are several reasons why people fail to improve their financial circumstances and it is not about earning potential or getting a raise. I have found … Read more
Never knowingly overpaying for something is my goal! It’s my personal goal AND it’s my goal to help you too. There are times when you get caught out and have to make a purchase of convenience. It is normally on these occasions where you end up overpaying. Some forward planning though a… Read more
Looking After Your Pennies is an eco-friendly personal finance blog written and managed by Charlotte Jessop.
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