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Find out how to make extra money

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"One small change today could make a big difference tomorrow"

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Make Money Online From Your Sofa

November 13, 2018

The day I realised that I could make money online whilst sat on my sofa was the day that changed my life.  I realised that the internet was a powerful resource to help me achieve my dreams and making more money was a part of that.   Over the years I have found all sorts of ways to make money.  I’ve pretty much turned everything I do now into a money-making venture.  I make money shopping, banking, eating, reading, throwing stuff out and now I make money writing and talking about making money.   For me though, my favourite ways to make money will always be the ways that I make money online whilst sat in my pyjamas eating chocolate and sipping tea.  It’s luxurious!   With that in mind here are the best of those money making activities: Can’t read it now?  Pin for later! Make Money Online with…

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How To Have A Very Merry Frugal Christmas

November 9, 2018

Christmas has officially started for me!  My Christmas shopping has started and I’m already stockpiling food for the big day.  The other day I spent most of the morning singing Mistletoe and Wine.   As much as I love Christmas, the thought of it does make me sweat a little.  It’s a lot of expenditure crammed into a very short period of time and that is not my default state.  However, I do enjoy ensuring that with have a frugal Christmas, that has all the same fun and happiness without the overwhelming credit card bill in January.   There are many ways to keep the costs down at Christmas and I have tried several with varying success.  For me, there are a few strategies that give me good results.  Here are my top tips for a very merry frugal Christmas:   Can’t read it now?  Pin for later!   Agree…

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Why NOT To Aim For Financial Independence

November 8, 2018

I realise that this may be controversial.  Some people may read this and disagree.  But our goal is not financial independence.  At least, it is not on the cards for us right now.  Instead, we are working on a slightly different situation.   For us, we are working on financial stability.  To me, this phrase means being in a place with our money that gives us the right balance between our needs as a family now and in the future.  It is very personal to us and your financial stability may look entirely different to ours. Can’t read now?  Pin it for later! What is financial independence? J.D. Roth from Get Rich Slowly defines financial independence as “when you’ve saved enough to support your current spending habits for the rest of your life without the need to earn more money.”  At this point most people choose to retire.   There…

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Why An Emergency Fund Needs To Be Your Priority

November 6, 2018

The day my husband and I fully stocked our emergency fund, it was like a weight had been lifted off our shoulders.  Suddenly, we were financially prepared for every eventuality that would come our way.   For most of my life, and definitely most of my adult life, I have always had some savings.  There has always been security for me in having some money to fall back on.  Even seven-year-old me made sure that she always had a fiver in her piggy bank.  My very first emergency fund right there.   As I entered adult life and accumulated responsibilities the need for emergency fund has grown.  Marriage, home ownership and a family mean that an emergency fund is no longer a luxury but a necessity to ensure our continued financial stability. Can’t read now?  Pin it for later! What is an emergency fund? An emergency fund is a pot…

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How To Save Money Fast

November 2, 2018

We’ve all got things that we want to save for.  Whether we are looking to boost our emergency funds, save for that dream holiday, get a deposit for your first house or just to prove you can.   It is my belief that everyone is capable of saving.  And I believe that you should be saving money even if you don’t have something in mind that you want to save for.  If you don’t save any money then that means that everything you earnt has been passed on to someone else.  Personally I’d rather keep some of it.   Many of us understand the theory behind needing and wanting to save but struggle with putting it into practice.  So here’s how to save money fast: Can’t read now?  Pin for later! How to save money fast using apps In this age of technology one of the simplest ways to save…

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Welcome!

Looking After Your Pennies is an eco-friendly personal finance blog written and managed by Charlotte Jessop.

 

I write on a variety of topics including frugal lifestyle, eco-friendly living, money making ideas and generally how to make your money go further.

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