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"One small change today could make a big difference tomorrow"


Why An Emergency Fund Needs To Be Your Priority

November 6, 2018

The day my husband and I fully stocked our emergency fund, it was like a weight had been lifted off our shoulders.  Suddenly, we were financially prepared for every eventuality that would come our way.   For most of my life, and definitely most of my adult life, I have always had some savings.  There has always been security for me in having some money to fall back on.  Even seven-year-old me made sure that she always had a fiver in her piggy bank.  My very first emergency fund right there.   As I entered adult life and accumulated responsibilities the need for emergency fund has grown.  Marriage, home ownership and a family mean that an emergency fund is no longer a luxury but a necessity to ensure our continued financial stability. Can’t read now?  Pin it for later! What is an emergency fund? An emergency fund is a pot…

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How To Save Money Fast

November 2, 2018

We’ve all got things that we want to save for.  Whether we are looking to boost our emergency funds, save for that dream holiday, get a deposit for your first house or just to prove you can.   It is my belief that everyone is capable of saving.  And I believe that you should be saving money even if you don’t have something in mind that you want to save for.  If you don’t save any money then that means that everything you earnt has been passed on to someone else.  Personally I’d rather keep some of it.   Many of us understand the theory behind needing and wanting to save but struggle with putting it into practice.  So here’s how to save money fast: Can’t read now?  Pin for later! How to save money fast using apps In this age of technology one of the simplest ways to save…

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How To Manage Debts And Other Financial Emergencies Strategically

October 31, 2018

This is a guest post by Patricia Sanders.   Debts can create havoc in your financial life; even a little bit of debt is as harmful as venom. You have to keep up your debt payments, otherwise, your credit score will suffer.   On the other hand, if you have a large amount of debt, you have to work more hard to pay off them. Don’t panic, the task of managing debts is not as daunting as you think.   By following proper strategies, you can manage your current debts and also avoid further debts. Ways to manage your existing debts strategically 1. Create a monthly budget to set aside more money The very first thing that you should do to get out of debt is budgeting. It will help you determine your affordability. To set a budget, you will have to list all of your income and expenditures and then…

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Things You Buy Your Kids That I Don’t!

October 29, 2018

When it comes to saving money and living a frugal lifestyle my children are not exempt.  Although much of what we are doing in terms of looking after our money is for the benefit of our children, we do feel it necessary to spend excessively on them.   My husband and I have made huge changes in our lives to give our children the best start including both working part time.  To do this we need to be careful with our money and we are constantly looking for ways to save money.   Plus, children do not need lots of money spent on them.  Yes, there are things that they need but these can be bought at a reasonable price.  For young children what they want is largely time with people that care about them, plenty of food, practical clothes and time outside.  Once I figured this out being a…

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19 Must Haves For An Eco-Friendly Bathroom

October 25, 2018

As I write this we are currently having one of the mildest autumns ever.  Many are rejoicing in this fact, but for me I find it concerning.  It is a reminder of the scale of the human impact on our planet and reminds me that I must continue to find ways to bring our planet back to good health.  That’s why I am sharing with you my must-haves for an eco-friendly bathroom. Safety Razor I love my safety razor so much that I wrote a whole post about it.  Therefore, it is definitely worthy of its place at the top of this list.  As both a money saver and a planet saver a is a simple switch.  It replaces those plastic disposable razors with a metal version.  They are available in an array of sizes and styles, giving you plenty of options.  You then replace the blades when they become…

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Looking After Your Pennies is an eco-friendly personal finance blog written and managed by Charlotte Jessop.


I write on a variety of topics including frugal lifestyle, eco-friendly living, money making ideas and generally how to make your money go further.

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