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How To Budget Like A Pro

June 19, 2019
budget like a pro

There was a thing that happened on Twitter a little while back where you would write “Yeah sex is cool but…” and then follow it up with something like “but have you tried my homemade chocolate brownies?”   Well for me it’s “yeah sex is cool but have you ever put together your own budget?”  Because I bloody love budgeting.  No reflection on the husband.   A good budget is your passport to freedom.  It is what will liberate you from the constraints of debt or the job that you hate.  It can give you more time with your children or the chance to travel the world.  That’s how good budgeting is.   What do you mean by budgeting? Budgeting is the process of allocating sums of money to different purposes.  It is sitting down and deciding where your money is going to go and why.   You may sit…

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How To Budget Using A Pencil and Paper

June 12, 2019

In this world of smartphones, tablets and laptops thinking about creating a budget on paper can feel a bit out of sync.   Don’t misunderstand me, I love my spreadsheets and I use one regularly for completing my monthly budget.  However, when I feel that things need to change or I’m getting lazy with it then out comes the pencil and paper version.   Why use a pencil and paper? The main reason that I use pencil and paper to budget is that it really helps me connect with it.  I appreciate that that might sound a little off the wall so let me explain.   When I am using a spreadsheet, I find that many items on my budget are the same every month.  My salary is the same, the mortgage payment, gas, electricity and so many more.  This leads to me copying and pasting and then ignoring these…

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Reusable Hot Drinks Cups: The WAKEcup [AD-Gifted]

June 5, 2019

A couple of months back my faithful and beautiful Oxford Eves infuser cup developed a crack in the lid.  It had been well used but it was still a sad moment.   However, rather than wallow in the self-pity, I decided I would use it as an opportunity to try out and review some new cups.   Therefore, I present to you the first of my reviews on the WAKEcup reusable hot drinks cup.   [Note:  This product was gifted to me.  This is an honest review.]   How is the WAKEcup as a cup? This cup is stunning.  With a bamboo and metal exterior and metal interior, it is just a joy to look at.  I have taken it to work a few times and it gets lots of comments.   One of the claims on the outside of the box is that you get no plastic aftertaste.  I…

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Book Review & GIVEAWAY: Manage Your Money Like A F*cking Grown-up [AD-Gifted]

May 29, 2019

Being asked to review books is pretty much like winning the lottery for me.  I LOVE reading!  Even more than that I love reading books that help me grow.   When I was invited to read and review Manage Your Money Like A F*cking Grown-Up by Sam Beckbessinger, I was excited, to say the least.  A book about money and it’s a bit sweary.  Perfection.   Now I must admit that it took me a while to get around to reading it.  This isn’t because I didn’t want to but more that I read whilst I put my kids to sleep.  Therefore, I am pretty much reliant on my Kindle’s backlight to get any reading done.   However, after rigging up a lighting system in my bedroom, it didn’t take me long to get hooked on this one.  Sam Beckbessinger provides an easy to follow yet rigorous system to sort…

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How To Make Money With MNFST (Manifest)

May 16, 2019
how to make money with manifest

This is a collaborative post with MNFST.   You know me, I love making money.  I’ve made money on holiday, I’ve made money from my stuff and I particularly love making money when sat on my sofa.   Therefore, I am excited to tell you that you can now make money from your social media accounts AND you don’t need to have a massive following.   What is MNFST? MNSFT (Manifest) is an app that allows you to make money by posting to your Instagram stories or feed and your Twitter account.   How do I download the MNFST app? If you follow this referral link, you will be able to download the app from the App Store or Google Play.   How does it work? Once you have downloaded the app, you’ll be asked to connect your social media accounts.  These accounts will then be given a score (called…

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Welcome!

Looking After Your Pennies is an eco-friendly personal finance blog written and managed by Charlotte Jessop.

 

I write on a variety of topics including frugal lifestyle, eco-friendly living, money making ideas and generally how to make your money go further.

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