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"One small change today could make a big difference tomorrow"

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How Doing Your Own Household Repair Jobs Can Save You Serious Money

November 23, 2018

Our dishwasher broke a little while back.  It was making some funny whirring noises that had the husband and I convinced that it could work, but ultimately left scratching our heads.  Although we are both some what lacking in the DIY and technical skills needed, we LOVE having a go at household repair jobs. Can’t read it now?  Pin for later! The desire to fix our stuff comes from three places:  We don’t like spending money Whether this is on replacement stuff or engineer callouts, if there is a saving to be had we will do it.   We don’t like throwing stuff away The thought of our dishwasher lying in landfill for the rest of time makes me want to cry so we will try and keep things for as long as possible.   We don’t like being the same as everybody else In our minds, most people throw…

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The Must Have Money Apps For Tablets

November 19, 2018

So you’ve got a great deal on a tablet and you want to make it work for you.  Luckily, there are plenty of apps available that can turn your new purchase from lavish expenditure into a money spinning device.   When I buy anything like this: tablet, laptop or phone I like to try and find a way for it to pay for itself.  That way the purchase feels justified and I can replenish the pot that the money to pay from it came out of.   With that in mind, here are my favourite apps for you to download on to your tablet. Can’t read it now?  Pin for later!   Making Money Apps For Tablets Ebay If you are like me you are constantly finding things around your house that you can sell.  Having the app ready to go on your tablet makes it easy to list items…

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Make Money Online From Your Sofa

November 13, 2018

The day I realised that I could make money online whilst sat on my sofa was the day that changed my life.  I realised that the internet was a powerful resource to help me achieve my dreams and making more money was a part of that.   Over the years I have found all sorts of ways to make money.  I’ve pretty much turned everything I do now into a money-making venture.  I make money shopping, banking, eating, reading, throwing stuff out and now I make money writing and talking about making money.   For me though, my favourite ways to make money will always be the ways that I make money online whilst sat in my pyjamas eating chocolate and sipping tea.  It’s luxurious!   With that in mind here are the best of those money making activities: Can’t read it now?  Pin for later! Make Money Online with…

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How To Have A Very Merry Frugal Christmas

November 9, 2018

Christmas has officially started for me!  My Christmas shopping has started and I’m already stockpiling food for the big day.  The other day I spent most of the morning singing Mistletoe and Wine.   As much as I love Christmas, the thought of it does make me sweat a little.  It’s a lot of expenditure crammed into a very short period of time and that is not my default state.  However, I do enjoy ensuring that with have a frugal Christmas, that has all the same fun and happiness without the overwhelming credit card bill in January.   There are many ways to keep the costs down at Christmas and I have tried several with varying success.  For me, there are a few strategies that give me good results.  Here are my top tips for a very merry frugal Christmas:   Can’t read it now?  Pin for later!   Agree…

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Why NOT To Aim For Financial Independence

November 8, 2018

I realise that this may be controversial.  Some people may read this and disagree.  But our goal is not financial independence.  At least, it is not on the cards for us right now.  Instead, we are working on a slightly different situation.   For us, we are working on financial stability.  To me, this phrase means being in a place with our money that gives us the right balance between our needs as a family now and in the future.  It is very personal to us and your financial stability may look entirely different to ours. Can’t read now?  Pin it for later! What is financial independence? J.D. Roth from Get Rich Slowly defines financial independence as “when you’ve saved enough to support your current spending habits for the rest of your life without the need to earn more money.”  At this point most people choose to retire.   There…

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Welcome!

Looking After Your Pennies is an eco-friendly personal finance blog written and managed by Charlotte Jessop.

 

I write on a variety of topics including frugal lifestyle, eco-friendly living, money making ideas and generally how to make your money go further.

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