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Christmas is coming! Is your budget ready?

July 18, 2018

Last updated on December 28th, 2019 at 11:43 pmThe Sun is shining, my front lawn has dried to a crisp, and we’ve just had the Summer Solstice so I am asking you this question: “are you financially prepared for Christmas?”  Yes I’m being serious!   The big day is less than six months away and with only five pay days (or less) to go it is important to start making plans.  Christmas is a big financial event and for many people it is a time when they find themselves going into debt or even further into to debt.  For the sake of one day!  That happens every year!   Luckily there are some steps you can take now to soften the blow and stop December from becoming overly stressful and overly expensive.   Work out the total cost of Christmas Your first step is work out exactly what Christmas is…

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Want More Money? Then Talk About It!

July 9, 2018

Last updated on December 28th, 2019 at 11:45 pmWhen it comes to money many of us are a closed book.  We either make vague statements, change the subject or suggest that things are actually better or worse than they are.  However, we are quite happy to show off our new TV, new car or new phone but won’t disclose the contents of our latest paycheck.  So why don’t we talk about money?   Society wants us to believe that wanting money is a bad thing.  If you want money you are greedy, selfish and obsessed.  Therefore, we naturally shy away from disclosing our financial successes for fear of people believing that it is all we care about.  Alternatively, we may worry that our own success stories may make others feel bad.  As though your success may diminish their successes or even emphasise their shortcomings.   Even worse is when we…

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Tidying-Up Your Finances: How An Unlikely Book Can Change Your Relationship With Money

May 31, 2018

Last updated on March 4th, 2020 at 07:37 pmI might have a mild obsession with books that promise to be life changing.  I believe every one of them.  I get sucked in.  I do all the things they tell me, then convince other people that they need to read them too.  I’m always slightly disappointed when other people don’t experience the same earth-shattering revelations that I do. They should!   When I reflect on some of these books, I realise that not all them were maybe sensible.  With many of them I did not need my life changed in that way.  It was actually fine already.  Most of these sorts of books are not even good.  Some of them are short, poorly-written and with little substance.   One book is different though.  The Life-Changing Magic of Tidying by Marie Kondo did actually change my life.  Well at least it changed…

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Things You Buy Every Week That I Don’t!

May 22, 2018

Last updated on March 12th, 2020 at 06:16 pmHave you ever looked at your shopping list and thought “why am I buying the same stuff every week?”  Each time we shop, we buy items that we think we need.   Well, YOU do!  I stopped buying many of these items because I realised they were expensive and unnecessary purchases.  If you want to save money, take a look at these things to stop buying.   1. Bin liners This is the most recent item to be removed from our shopping list.  The day I realised I was buying these bags just to throw them away was the day I vowed to stop buying them.  And we did.   Now we just throw our rubbish straight into the bin.  At first, I thought this was going to be hideously messy and be a pain to clean up.  Then I thought about…

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This Is Why You Are Poor

May 13, 2018

Last updated on May 11th, 2019 at 12:32 pmIf you are one of those people that finds themselves forever without money, then this post might just be what you need to read.  In my experience there are several reasons why people fail to improve their financial circumstances and it is not about earning potential or getting a raise.  I have found myself in many of the situations below in the past so I can completely empathise.  Have a look!  Do any of these sound like you?  Are you fed up of being poor?   Related posts: Extremely Frugal? Would you go THIS far? 10 things you can do to save money this month and every month   You don’t understand money This one might not entirely be your fault.  I’d say that the average person in the UK understands very little about money.  We know that we need it to…

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Looking After Your Pennies is an eco-friendly personal finance blog written and managed by Charlotte Jessop.


I write on a variety of topics including frugal lifestyle, eco-friendly living, money making ideas and generally how to make your money go further.

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