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"One small change today could make a big difference tomorrow"


Want More Money? Then Talk About It!

July 9, 2018

When it comes to money many of us are a closed book.  We either make vague statements, change the subject or suggest that things are actually better or worse than they are.  However, we are quite happy to show off our new TV, new car or new phone but won’t disclose the contents of our latest paycheck.  So why don’t we talk about money?   Society wants us to believe that wanting money is a bad thing.  If you want money you are greedy, selfish and obsessed.  Therefore, we naturally shy away from disclosing our financial successes for fear of people believing that it is all we care about.  Alternatively, we may worry that our own success stories may make others feel bad.  As though your success may diminish their successes or even emphasise their shortcomings.   Even worse is when we suffer a financial setback or make a mistake. …

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Tidying-Up Your Finances: How An Unlikely Book Can Change Your Relationship With Money

May 31, 2018

I might have a mild obsession with books that promise to be life changing.  I believe every one of them.  I get sucked in.  I do all the things they tell me, then convince other people that they need to read them too.  I’m always slightly disappointed when other people don’t experience the same earth-shattering revelations that I do. They should!   When I reflect on some of these books, I realise that not all them were maybe sensible.  With many of them I did not need my life changed in that way.  It was actually fine already.  Most of these sorts of books are not even good.  Some of them are short, poorly-written and with little substance.   One book is different though.  The Life-Changing Magic of Tidying by Marie Kondo did actually change my life.  Well at least it changed how I view things (and I mean all…

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Things You Buy Every Week That I Don’t!

May 22, 2018

Have you ever taken a look at your shopping list and thought “why am I buying all this stuff?”  Every week we buy items that we think we need.  Well, you do!  I stopped buying many of these items because I realised they were expensive and unnecessary purchases.  If you want to save money, take a look at these things to stop buying. Can’t read it now?  Pin it for later! Related posts: Extremely Frugal? Would you go THIS far? 16 Essentials For An Eco-Friendly Kitchen   1. Bin liners This is the most recent item to be removed from our shopping list.  The day I realised I was buying these bags just to throw them away was the day I vowed to stop buying them.  And we did.   Now we just throw our rubbish straight into the bin.  At first I thought this was going to be hideously…

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This Is Why You Are Poor

May 13, 2018

If you are one of those people that finds themselves forever without money, then this post might just be what you need to read.  In my experience there are several reasons why people fail to improve their financial circumstances and it is not about earning potential or getting a raise.  I have found myself in many of the situations below in the past so I can completely empathise.  Have a look!  Do any of these sound like you?  Are you fed up of being poor?   Related posts: Extremely Frugal? Would you go THIS far? 10 things you can do to save money this month and every month   You don’t understand money This one might not entirely be your fault.  I’d say that the average person in the UK understands very little about money.  We know that we need it to buy stuff and that we can get it…

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9 Steps To Save Money Every Time You Shop

May 3, 2018

Never knowingly overpaying for something is my goal!  It’s my personal goal AND it’s my goal to help you too.  There are times when you get caught out and have to make a purchase of convenience.   It is normally on these occasions where you end up overpaying.  Some forward planning though and you can all but eliminate these situations AND save money.   Before you make a purchase, ANY purchase.  There are several things I want you to do.  Some of them might only give you a couple of pence back in your pocket but once those pence have been added up you could be a fair bit up.  Overpaying is wasteful and avoidable.  Make sure you take the steps below to avoid it.   1.  Do you really need it? OK!  This once isn’t a way that you can get stuff for less, but it is an excellent strategy…

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Looking After Your Pennies is an eco-friendly personal finance blog written and managed by Charlotte Jessop.


I write on a variety of topics including frugal lifestyle, eco-friendly living, money making ideas and generally how to make your money go further.

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